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The Blurring of the Line Between Group and Individual Insurance
stresses a balance and a spreading of risk. A primary group insurance consideration is that the individual ... of one percent of premium on large cases, The primary market for group insurance has been an employer ...- Authors: Gerald A Levy, Alan W Sibigtroth, David Vanderscoff, Dennis J Whimpey
- Date: May 1981
- Competency: External Forces & Industry Knowledge>External forces and business performance; Technical Skills & Analytical Problem Solving>Problem analysis and definition
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance; Life Insurance>Underwriting - Life Insurance; Life Insurance>Marketing and distribution - Life Insurance; Public Policy
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Digest of Discussion at Concurrent Sessions
Digest of Discussion at Concurrent Sessions The following topics were discussed at concurrent ... insurance products, 3. Trends in hospital and medical care utilization, 4. Insurance distribution and marketing ...- Authors: William H Aitken, Arthur W Anderson, John C Antliff, James A Attwood, Dwight K Bartlett, Stephen D Bickel, Claude Boily, John M Bragg, Alden W Brosseau, George Brummer, Burton E Burton, Paul A Campbell, George F S Clarke, Donald D Cody, John M Cole, G Ashley Cooper, Laurence E Coward, Raymond L Crapo, Joseph B Crimmins, William Cunningham, James A Curtis, Richard Daskais, Waid J Davidson, Frank P di Paolo, Robert C Dowsett, William A Dreher, Samuel Eckler, Lawrence A Ehrhart, Linda B Emory, Robert G Espie, William A Feeney, Niels H Fischer, John H Flittie, P William Forester, Application Administrator, John J Gianino, Melvin L Gold, Robert B Goode, Myles L Grover, Donald S Grubbs, Albert Gubar, William A Halvorson, Narindra N Handa, S Martin Hickman, Anthony J Houghton, Robert N Houser, William C Hsiao, Harold G Ingraham, John G Ireland, Fenton R Isaacson, A Henry Kunkemueller, Gerald A Levy, Robert F Link, John Macarchuk, John B Massey, Paul J Mason, Daniel J McCarthy, Daniel F McGinn, Walter N Miller, John B Moore, Joseph W Moran, Robert J Myers, James Olsen, Thomas K Pennington, Donald M Peterson, Albert Pike, James L Purdy, Anna M Rappaport, Donald H Reid, Alan Richards, C Ronald Riley, Walter Rugland, Charles Schaller-Kelly, Alan W Sibigtroth, Conrad Siegel, J Darrison Sillesky, Walter W Steffen, Harry L Sutton, John R Taylor, Samuel H Turner, Marc M Twinney, Harry Walker, George N Watson, David A Webster, William White, Ross J Wilson, William C Wirth, John Miller, Charles L. Trowbridge, James Ross Gray, Frank L Griffin, W Harold Bittel, James C H Anderson, H R Dienst, John Dyer, Dale R Gustafson, Paul T Bourdeau, J Edwin Matz, John C Fraser, Walter Klem, Harry E Blagden, Donald R Anderson, Alfred L Buckman, Charles M Sternhell, Edward A Green, Frederick P Sloat, Royal A Johnson, W Gilbert Cook, John C Archibald, Delos H Christian, Schuyler W Tompson, Harold Thompson
- Date: Oct 1969
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Pensions & Retirement>Pension legislation and regulation
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U.S. Federal Income Taxes
long range tax hill, although that is not the primary focus of this open forum. During 1978 and 1979 ... that they are treated too favorably compared to direct investments and taxable savings such as bank accounts ...- Authors: Charles G Bentzin, Stephen D Bickel, Albert P Burgess, Harold Cherry, James W Dederer, John H Elken, Ardian Gill, Ralph H Goebel, Allan D Greenberg, Douglas N Hertz, Carroll R Hutchinson, Jeffrey Miller, Richard Minck, Robert E Rich, Alan W Sibigtroth
- Date: Oct 1982
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments; Life Insurance; Reinsurance
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Product Portfolio Management
trying to identify management information that will direct decisions which may be in contrast to the kinds ... loyalty and the others where we may be their primary carrier but we certainly are not their only carrier ...- Authors: Elizabeth Gaddis, Charles A Nichols, Alan W Sibigtroth, Carl B Wright
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>Internal forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Life Insurance
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Software Tools for Asset/Liability Matching
quite similar. MR. SHANE A. CHALKE: My company's primary business is doing product development-type consulting ... yourself in some way. What we have done is left the primary projec- tion portions, what I would call very flexible ...- Authors: Clifford Angstman, Brian Bambrough, Dennis Carr, Shane A Chalke, Peter B Deakins, Sheldon Epstein, Douglas N Hawley, Alan W Sibigtroth, Roger W Smith, Steven A Smith, Dennis L Stanley, Mel Stein
- Date: May 1987
- Competency: Results-Oriented Solutions>Actionable recommendations
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Asset liability management; Technology & Applications>Software
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Options And Futures - A Teaching Session
future contract, and which, therefore, is the primary moving force on the pricing of the contract. ... you would be able to take the gains or losses as direct tax offsets against your interest expense. However ...- Authors: David P Jacob, Arthur L Rebell, Richard L Sega, Alan W Sibigtroth, James A Tilley
- Date: Apr 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Derivatives
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The State Of The Art For The Valuation Actuary
Court stated in the case that it believed that, for direct business, new business acquisition costs of life ... have suggested that DAC should be amortized at the direct writer's level, ignoring the reserve amortization ...- Authors: C Lorne Campbell, Donna Claire, Thomas G Kabele, R Stephen Radcliffe, Alan W Sibigtroth
- Date: May 1989
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Financial Reporting & Accounting
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Future Trends and Current Developments in Individual Life Products
income taxes, not excess field costs, are the primary reason permanent insurance is less competitive ... the term commis- sions. The 150% factor reflects direct commissions, first year manager over- rides and ...- Authors: David R Carpenter, Spencer Koppel, Alan W Sibigtroth, John E Tiller
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Universal life; Public Policy
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Actuaries In Non-Traditional Roles
and a delivery boy, and l've been involved in direct response marketing, niche developments, distribution ... fields. I went through pensions. I went through direct response marketing. I finally found the charitable ...- Authors: Roy Benjamin, Barry S Blecher, Steve Cooperstein, Ardian Gill, Steven B Schwartz, Alan W Sibigtroth
- Date: May 1986
- Competency: Professional Values>Practice expertise
- Publication Name: Record of the Society of Actuaries
- Topics: Actuarial Profession>Alternative careers; Actuarial Profession>Competencies; Actuarial Profession>Entrepreneurism
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Investment Strategies
are useless without the direct practical experience. When we bring that direct experience into the process ... At the same time they are winding up with either direct recognition or variable lean rates or something ...- Authors: Joseph F Crowe, Warren A Johnson, John B Kleiman, Daniel J McCarthy, Alan W Sibigtroth
- Date: Apr 1983
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Investment strategy - Finance & Investments